If you have been in a car wreck, you are probably injured and will have to fight one or more insurance companies to try to be made whole. It is maddening, frustrating, and maybe it shouldn’t be this way, but you may have found that one of those insurers that you will have fight with is your own insurance company. All too often these companies will gladly accept your premiums but are not ready to honor their agreement with you by fairly and timely adjusting your claim. Instead, as you may have already encountered, their playbook is to deny, delay, and defend.
If you suffered more than minor injuries, the other party may not carry more than the Georgia-mandated minimum of $25,000 coverage. It is not uncommon for our clients to have medical bills that exceed the amount of insurance carried by the at-fault driver, whether that is $25,000 or a multiple of that. Beyond that, you may have missed work, you continue to need medical care for several years into the future, and you are also entitled to recover for the pain and suffering as a result of the collision.
In those circumstances, your uninsured or underinsured motorist coverage with your own insurer will have the utmost importance. You may not realize that fact before it is too late, but it is critical that you carry more uninsured-underinsured coverage than the state minimum of $25,000 for cases just like this. You may be badly hurt and find yourself with limited remedies otherwise.
In any case, if you have been hurt by the negligence of another in a vehicle collision, The Babcock Law Firm can help you evaluate your case and help you pursue justice. These cases can require creativity and determination, which we work to provide to our clients in these cases.
We have experience with vehicle on vehicle wrecks, vehicles hitting pedestrians, cars striking motorcycles, bicycles, and mopeds, and other motorized forms of transportation, including wheelchairs or scooters.
We also have experience handling large first party claims for diminished value, a type of property damage claim against your own insurance company.
Insurance companies owe their policy holders an obligation to fairly adjust claims covered by the policies they write. When they refuse to do so, we make every effort to determine whether the insurance company may be liable for bad faith penalties and attorney’s fees. It has become standard business practice for many if not most insurance companies in this country to take an antagonistic approach to their policyholders and not honor their responsibility to give equal consideration to the interests of the insured. If you find yourself with this kind of problem, The Babcock Law Firm can help you evaluate your case and aggressively pursue your rights in court when a fair resolution cannot be reached with the insurance company.
At The Babcock Law Firm, we understand that you are concerned about your health, and your control over the potential lawsuit that you now find yourself needing to pursue. You may have outstanding medical bills, and you may need to find care or continued medical treatment, and lack the resources to pay for it while you wait for your car wreck case to resolve. We can help you work through these problems, and we promise to give you our best advice about how to handle the case and, ultimately, how to resolve it. It remains your case and we will honor our commitment to you to put your interests first throughout the case. We won’t force you into accepting a settlement that you don’t agree with. At the same time, if we disagree with you about how to resolve the case, we will tell you that and let you know why. Contact or call (912) 574-7575 to schedule your consultation today for help with your auto wreck or other injury case.